Soft 20 vs Dealer 4

Basic strategy says stand. Here's what the math looks like across common rule sets.

Strategy LookupLive — adjust rules below
Decks
Dealer Soft 17
Late Surrender
Correct PlaySStand
Rule Set6-deck · H17 · no surrender
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Why Stand Is Correct

Soft 20 is already a strong made hand against dealer 4 (40.1% bust rate). Drawing risks dropping to a weaker total without enough upside to justify it. Stand and let the dealer make their hand — or not.

How the Play Changes Under Different Rules

The correct play is consistent across every common rule set for this hand.

Rule Set Best Play
6-deck · H17 · no surrender Stand