Hard 16 vs Dealer Ace
Basic strategy says hit. Here's what the math looks like across common rule sets.
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Why Hit Is Correct
Hard 16 against dealer Ace looks like a trap — hitting busts a lot, but standing is worse. Dealer Ace only busts 11.7% of the time, which means the other ~88% of outcomes you'd lose outright by standing. Hitting and bettering to 17+ is the less bad option.
How the Play Changes Under Different Rules
The correct play changes across rule sets for this hand. The rows below show each distinct play — starting with the canonical 6-deck · H17 · no-surrender baseline.
| Rule Set | Best Play |
|---|---|
| 6-deck · H17 · no surrender | Hit |
| Single-deck · H17 · late surrender | Surrender |